High Risk Merchant Account

High Risk Merchant Accounts & Card Processing

High Risk Domestic & High Risk Offshore Merchant Accounts

Maverick BankCard has direct relationships with Tier 1 retail and commercial banks around the world – the cornerstone of competitive trouble free processing for our customers. Maverick’s specialty is providing merchants with high risk businesses secure credit and debit card processing.

We offer niche market businesses and online merchants the opportunity to process payments in industries where their individual credit history is questionable or their business type is deemed a higher risk in fulfilling obligations and making payments when compared to traditional merchants.  For example, a high risk or online merchant may be subject to rules concerning the trade of certain products, which include not trading to restricted countries, age verification, anti fraud technology, and disclosure of shipment content as requested by international laws and regulations.  As insurance, Maverick offers high risk merchants a form of protection for rejected payments and proactive Chargeback Intercept protection service, while ensuring credit acceptance and continuous processing services.

Our bundled payment gateways/bank and merchant processor solutions offer an all-in-one service where you get the payment gateway and the merchant processor together.  The advantage here is that you do not have to manage two or more separate accounts.

Key benefits of getting a high risk merchant account from Maverick BankCard, Inc:

• Maximize profits with a reputable and stable solution.
• Online payment gateways with the ability of having a virtual terminal to process Internet/MOTO credit and debit card transactions.
• Domestic and international accounts available through our banking partners around the world.
• Multiple currencies and direct MID(s) available.

Maverick Gateway  – An Alternative Payments Platform with robust Marketing & Communications

For hard-to-place high-risk merchants that have been (TMF) terminated or simply cannot qualify for a merchant account, Maverick offers the Maverick Gateway™ for merchants and Maverick eCash™ peer to peer payment platform and CashBox products for buyers.  The Maverick Gateway and eCash payment platform is implemented in a matter of minutes by applying on a one page form online.  Maverick Gateway does not require a merchant account.

Customized Account Features

• Online Payment Gateway:  A custom gateway is provided with each merchant account.  Each of our  partner banks/processors uses a wide range of different gateways including their own proprietary platform, as well as other well known industry gateways.  Each Internet/e-commerce account comes with a bank approved, secure gateway.  Each gateway has a virtual terminal that allows you to personally key in transactions when you login, so you will have the ability to take orders over the phone or by mail (MOTO), you can track transactions, see monthly volume, chargebacks, and a host of other business parameters.

• Multi-Currency Processing: Merchants have the option of accepting payments in 160 different currencies.  They can also receive payouts in most major currencies without incurring major currencies conversion fees.

• 3D Secure Merchant Accounts: More commonly known by their credit card association names, Verified by Visa and MasterCard SecureCode, some of our acquiring banks offer 3D Secure payment processing options.  Not to be confused with Card Security Code (CSC) or card Personal Identification Number (PIN), 3-D Secure is an XML-based protocol designed to be an additional security layer for online credit and debit card transactions. It ties the financial authorization process with an online authentication, and is based on a three domain model: Acquirer Domain (acquiring bank), Issuer Domain (issuing bank), Interoperability Domain (card scheme infrastructure: Internet, MPI (merchant plug-in provider), ACS (access control server), other). Merchants seeking 3D Secure merchant accounts should ask their Account Specialist.

• SSL Processing:  As part of PCI DSS requirements, all our merchant accounts are provisioned for secure SSL payment processing.

• Live Support: Maverick’s Account Specialists are available 24/7 to answer your questions and attend to any technical problem.

• Risk Mitigation and Fraud Protection Services:  Running your business and servicing your customers is a full time job.  Maverick takes care of the details behind the scenes, providing top-notch fraud protection services.  From verifying your orders to blocking fraudulent customers, we help keep your fraud level low.

With twelve years of High Risk processing experience and numerous options at our disposal, Maverick provides your company the right solution and competitive advantage to thrive in today’s marketplace.  We continually monitor the high risk industries with regard to trends and changing state and federal regulations.  Maverick adjusts its offerings and passes them along to you for the best available rate and solution.  Accordingly, we strive to be your payment provider for life!

Factors relating to type of product, credit history, or past processing history can all play roles in the rate and which bank will be used.  Understanding the root problem and addressing it accordingly with full disclosure can mean success or failure when presenting a new application.  Maverick BankCard specializes in presenting your case to the appropriate bank and crafting payment solutions that suit your business needs.  Regardless of business type, credit history or volume, we will have your merchant account approved quickly and keep it running smoothly.

Businesses categorized as High Risk should Apply online or give us a call to discuss your situation and possible solutions.  Consult directly with one of our account representatives that specializes in placing your type of business.  Let our experienced staff find the solution that is exactly right for you.

Maverick is always ready to help you Take the First Step in the right direction.