Visa Policy Updates: Free or Discounted Billing Models
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Visa Policy Updates: Free or Discounted Billing Models

Visa recently launched an initiative to update policies regulating negative option billing and subscriptions with free trials or introductory offers. Visa terms and conditions for merchants has been updated and aims to improve transparency and streamline processes for subscriptions that include a free trial or introductory offer. Mastercard has also come out with new rules for...

Posted by July 20, 2019August 12, 2019
Growing Your Business Through Payment Analytics
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Growing Your Business Through Payment Analytics

Payment analytics has infiltrated almost every industry to from tech to healthcare to education. Almost everything we do leaves a digital footprint which contributes to a huge amount of data ready for analyzing. Once insights are taken from the data, they are used in making very important business decisions. Businesses are learning more and more about...

Posted by March 13, 2019March 13, 2019
Is Ethoca Pricing Worth It?
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Is Ethoca Pricing Worth It?

Ethoca pricing starts with a low monthly fee and also has a low alert fee for successfully preventing a chargeback. There is no contract for the month to month plan so you can discontinue at any time. Before we get into the details of Ethoca pricing, let’s talk about what Ethoca is. Ethoca is a communication...

Posted by February 27, 2019February 27, 2019
SAFE Banking Act Provides Safe Harbor To Financial Institutions
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SAFE Banking Act Provides Safe Harbor To Financial Institutions

The SAFE Banking Act or the Secure and Fair Enforcement of Banking Act of 2019 was put in place to create protections for depository institutions that provide financial services to cannabis-related legitimate businesses. Regardless of where one stands on the issue of marijuana legalization, it’s clear that nobody benefits when much of our nation’s existing $10+ billion...

Posted by February 20, 2019March 1, 2019
Credit Card Surcharge OK’ed In New York
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Credit Card Surcharge OK’ed In New York

A credit card surcharge, also known as checkout fee, is an extra fee charged by a merchant when receiving a payment by a credit card which at least covers the cost to the merchant of accepting that means of payment, such as the merchant service fee imposed by a credit card company. Many people carry credit cards because it is more convenient then...

Posted by February 6, 2019February 13, 2019
Why The U.S. Leads The World In Credit Card Fraud
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Why The U.S. Leads The World In Credit Card Fraud

The United States leads the world in credit card fraud — by a huge margin. Fraud losses incurred by banks and merchants on all credit, debit, and pre-paid general purpose and private label payment cards issued globally hit $21.84 billion in 2015. The U.S. currently accounts for two-fifths (38.7%) of global debit and credit card fraud...

Posted by January 30, 2019January 31, 2019
New Changes In PCI Security Guidelines
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New Changes In PCI Security Guidelines

The new PCI security changes were introduced in November of 2018 to help address the rapidly changing landscape. As more technologies like voice over internet protocol (VolP) and interactive voice response (IVR) keep emerging more guidelines must follow to keep customers safe from fraudulent activity.  PCI stands for Payment Card Industry and every organization that captures, processes, stores,...

Posted by January 23, 2019February 13, 2019
New Ecommerce Trends That Will Shape Your Future
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New Ecommerce Trends That Will Shape Your Future

The ecommerce industry has been growing rapidly over the past few years. As the industry grows, new ecommerce trends start emerging. Statista predicts that global retail ecommerce revenue will amount to $4.88 trillion by 2021. Steady growth translates into more competition. If you own an ecommerce business this means staying on your toes and keeping up with...

Posted by January 16, 2019February 13, 2019
Ways To Improve Customer Experience In 2019
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Ways To Improve Customer Experience In 2019

This holiday season is an ideal time to collect intelligence about your new and existing customers so you can improve customer experience. There’s more people shopping in stores and online right now than the rest of the year. If you want to boost your customer experience, then here are some methods you should consider for 2019....

Posted by January 2, 2019January 2, 2019
New Retail Technology Opportunities
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New Retail Technology Opportunities

Thanks to smartphones, humans have shorter attention spans than goldfish. All the new retail technology coming out will hopefully help combat this issue. According to a study by Microsoft, the average human being has an attention span of eight seconds. This is a sharp decrease from the average attention span of 12 seconds in the year 2000....

Posted by December 26, 2018December 26, 2018