6 Steps To Handle Chargebacks
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6 Steps To Handle Chargebacks

No matter how smooth your business operates, sooner or later you’re going to get hit with a chargeback. Maybe someone will be trying to commit friendly fraud, maybe the post office will damage a shipment you send out to a customer, maybe someone will just file for a chargeback because refunds can take too long....

Posted by March 6, 2018April 26, 2018
CashPro Online: What You Should Know
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CashPro Online: What You Should Know

As business owners, we’re always looking for the faster solutions. Here in the Twenty First Century, the economy moves lightning-quick. No matter what industry you’re in, you’ve got to be able to think on your feet, you’ve got to be able to plan fast and move fast. Long gone are the days when you would...

Posted by March 1, 2018April 3, 2018
Bluevine: Everything You Need To Know
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Bluevine: Everything You Need To Know

If you’re looking for a way to start your own business, you’ve got a few options: Banks, rich dads, and Kickstarter. That’s really just about it. Yeah, sure, there are “alternative investment” markets, people who have a little money to burn and are willing to invest it into a tech studio or an inventor’s studio...

Posted by February 27, 2018July 24, 2018
American Express Prepaid Card
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American Express Prepaid Card

Prepaid cards have really cleaned up their image in recent years. When these cards first launched they were seen by some as being slightly predatory, like certain payday lender and cash advance services. Prepaid cards were considered to be marketed to the economically desperate, people who could not qualify for conventional credit cards, who didn’t...

Posted by February 22, 2018March 30, 2018
Visa’s New VCR System
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Visa’s New VCR System

One of the unfortunate aspects of dealing with credit card companies is that many of them do have a tendency to treat customers like, well, suspected criminals. When you come to them with a dispute they try to feel you out to see if you’re trying to commit friendly fraud, and resolving claims can be...

Posted by February 20, 2018March 20, 2018
Surcharge Vs. Cash Discount Program
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Surcharge Vs. Cash Discount Program

To put it simply: A credit card surcharge is when you charge credit card users a fee to use their credit card. A cash discount program is when you charge everyone a service fee, but discount the full amount for cash transactions. Why? Credit card processing fees can get very expensive for some business owners....

Posted by February 15, 2018March 9, 2018
Cash Discount Program: Who Needs It?
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Cash Discount Program: Who Needs It?

A cash discount program is basically a way to make your customers pay for your credit card service provider fees. The basic premise is that you add a service fee to all purchases, and then make the service fee smaller when they pay with cash, and you call it a discount. It’s a clever spin on...

Posted by February 13, 2018March 9, 2018
What Makes You A High Risk Merchant?
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What Makes You A High Risk Merchant?

You can be considered a high risk merchant for any number of reasons, but what it really comes down to is that you are at a risk for higher than average chargeback rates. Sometimes this is probably the case, as in, say, online casinos. Other times it may, arguably, be more of a stigma attached to a...

Posted by February 8, 2018March 9, 2018
BP Card: Is It For You?
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BP Card: Is It For You?

Being a driver can be expensive. Maybe that’s why so many millennials have opted out, choosing bus passes and Uber over car ownership. But there’s something to be said for the freedom and the sheer joy of driving. It’s an experience that you can’t really get from anything else but having your own car and...

Posted by January 23, 2018March 9, 2018
Amex Serve – What It’s All About
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Amex Serve – What It’s All About

  There was a time when prepaid debit cards were seen as, well, somewhat sleazy. They were often accused of using predatory marketing practices, charging outrageous fees and targeting poor and working-class people who didn’t have the financial flexibility to get a real credit card or a bank account. The industry has changed a bit...

Posted by January 16, 2018March 9, 2018