Collection Agency Merchant Account
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Collection Agency Merchant Account

Collection agencies are one of those industries that, well, let’s just say people have a strong reaction when you tell them that that’s the line of work you’re in. Ironically, the regulations that collection agencies abide by mean that they actually make life a lot easier for people who owe money. The alternative is general...

Posted by May 9, 2018June 12, 2018
Merchant Account for High Risk Business
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Merchant Account for High Risk Business

Chargebacks are one of those problems that can flare up overnight. As in, literally overnight, like you go to bed one evening, and when you wake up you have thirty chargebacks to manage. What may seem like a minor issue, or a complete non-issue, can be amplified by any number of factors. Maybe you got...

Posted by April 11, 2018June 1, 2018
Thieves Now Use Shimmers to Steal Chip/PIN Card Data
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Thieves Now Use Shimmers to Steal Chip/PIN Card Data

Somehow, using a physical card just feels safer, right? If you lose your wallet, that can be a problem, but you rarely feel comfortable typing your numbers into a website or speaking them on the phone or anything like that. Some of us may shred our receipts even if they don’t contain any sensitive data...

Posted by April 3, 2018May 23, 2018
The Importance of AVS And CVV for Chargebacks
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The Importance of AVS And CVV for Chargebacks

You should be willing to do anything within your legal power to avoid getting a chargeback. And anything to avoid having to issue a refund, except getting a chargeback. Unfortunately, many retailers wind up having to deal with a high chargeback rate because they’re so eager to avoid refunds. Refunds are a last line of defense,...

Posted by March 13, 2018April 30, 2018
Whats The Difference Between Chargebacks and Refunds?
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Whats The Difference Between Chargebacks and Refunds?

People sometimes use the word “chargeback” and “refund” interchangeably, saying one when they mean the other. To the customer, to the layman, to the outsider, there may not seem to be much difference between the two. In both instances, the buyer gets their money back, right? So when a customer is unhappy with their purchase,...

Posted by March 8, 2018May 3, 2018
6 Steps To Handle Chargebacks
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6 Steps To Handle Chargebacks

No matter how smooth your business operates, sooner or later you’re going to get hit with a chargeback. Maybe someone will be trying to commit friendly fraud, maybe the post office will damage a shipment you send out to a customer, maybe someone will just file for a chargeback because refunds can take too long....

Posted by March 6, 2018April 26, 2018
American Express Prepaid Card
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American Express Prepaid Card

Prepaid cards have really cleaned up their image in recent years. When these cards first launched they were seen by some as being slightly predatory, like certain payday lender and cash advance services. Prepaid cards were considered to be marketed to the economically desperate, people who could not qualify for conventional credit cards, who didn’t...

Posted by February 22, 2018March 30, 2018
Visa’s New VCR System
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Visa’s New VCR System

One of the unfortunate aspects of dealing with credit card companies is that many of them do have a tendency to treat customers like, well, suspected criminals. When you come to them with a dispute they try to feel you out to see if you’re trying to commit friendly fraud, and resolving claims can be...

Posted by February 20, 2018March 20, 2018
BP Card: Is It For You?
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BP Card: Is It For You?

Being a driver can be expensive. Maybe that’s why so many millennials have opted out, choosing bus passes and Uber over car ownership. But there’s something to be said for the freedom and the sheer joy of driving. It’s an experience that you can’t really get from anything else but having your own car and...

Posted by January 23, 2018March 9, 2018
Everything You Need To Know About American Express Serve
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Everything You Need To Know About American Express Serve

American Express recently announced that they’re selling the Serve platform that they developed to InComm, giving InComm distribution rights for the prepaid card platform. The reports are saying that the deal should go through sometime in the first part of 2018 (it may have even been completed by the time you read this). So, if...

Posted by December 21, 2017January 15, 2018