A test credit card number is the result of an assessment that reviews the ISO 7812 numbering standard. It reads a country code, an individualized account number, and conducts a checksum to verify the validity of the credit card number. These credit card numbers are provided to businesses, financial institutions, and consumers for testing purposes only.
How are the Credit Card Numbers Generated?
The system generates credit card numbers based on known data. The 16-digit numbers are entered into the system, and the MOD 10 algorithm conducts a checksum for the number. Once it is verified, the number is presented for testing purposes.
What is Implied by a Valid Credit Card Number?
The suppliers refer to the offered credit card number as valid based on the results of the MOD 10 algorithm assessment. They aren’t selling personal credit card information for monetary usage. They don’t acquire or reveal any personal information linked to the card that could lead to identity theft. The reference as a valid credit card number implies only that the checksum assessment returned with a validation code.
For What Purposes Would You Use These Numbers?
The most common reasons to use these credit card numbers are for trial accounts and to test out services. The user enters the information into systems that require a valid credit card. The credit card number is entered to gain access to the services only. The credit card numbers are used by companies that need to test their wire transfer and automatic draft services, too.
The user doesn’t acquire monetary benefits or use the credit card number to make payments. All information beyond the number itself is made up by the individual or company that obtains the credit card number from the supplier.
Are They Legal to Use?
Yes, it is legal to use a test credit card account for testing purposes. However, the company or individual who obtains the number cannot use the number for any other purposes. Any attempts to use the supplied number for monetary gains could lead to criminal penalties.
The ethical use of test account numbers presents a legal avenue for reviewing services and potential opportunities. These numbers are entered into the system when a checksum reading is needed. The individual or company cannot use the number for alternative purposes or monetary gains. Individuals or companies that need a test credit card number should contact a supplier today.